CJO International
CJO International is A Registered Nigerian Enterprise Dedicated To Providing Low-cost, Innovative Financial Services.
CJO International
Our Mission is To Empower SMEs By Delivering Affordable, Transparent, And Technology-driven Financial Solutions.
CJO International
We Stimulate Enterprise Growth, and Contribute To Sustainable Economic Development in Nigeria And Beyond.
CJO International
Our Vision is To Become Africa’s Leading Inclusive Financial Services Provider-Pioneering Accessible, Digital Products.
CJO International
We Recognize the Chronic liquidity Constraints Faced By SMEs in Nigeria, Leveraging Technology.
CJO International
We Are Development Professionals With Deep Expertise in SME Support, Financial Management, and Digital Innovation.
CJO International
Electronic Invoice Discounting Services (e-invoice discount), Enabling SMEs To Access Early Payment On Receivables.
CJO International
Innovating By Driving Solutions Through Technology and collaboration, We Expand Financial Access To Underserved SMEs.
CJO International
Designing Services That Support Long-Term Economic Resilience, We Work With Partners To Achieve Shared Goals.
Intergrity
Innovation
Inclusivity
Sustainability
Who We Are
Leadership
Services & Products
Mission Statement
Our Vision
CJO Leadership
CJO Invoice Discounting
Companies not offering a vendor finance program are losing out on an opportunity to boost bottom line while building better relationships. Companies already offering a vendor finance program can maximize ROI with dynamic financing. By Leveraging CJO International platform, suppliers can receive payment within 2-5 days instead of waiting 60-90 days. This shortens the invoice-to-cash cycle, improve suppliers cash flow, allows buyers to retain credit terms, and enables banks to earn stable returns-creating a win win supply chain finance ecosystem.
“Unlocking SME Growth Through Accessible Finance."
News And Articles
We provide insights and expert opinions on the impact and future of sustainable financial livelihood for SMEs. Stay informed on the latest news and updates.
Our Partners
Operations & Partner Engagements
CJO International is led by a team of finance, technology, and development professionals with deep expertise in SME support, financial management, and digital innovation. Their collective experience across banking, fintech, supply-chain management, and public-private partnerships drives the company’s mission of inclusive growth and sustainable impact!